What I’m trying to say is that for the average investor, what I would encourage them to do is to understand that there’s inflation and growth. It can go higher and lower and to have four different portfolios essentially that make up your entire portfolio that gets you balanced.
- Ray Dalio
Notable Quotables
Well, I am a Republican, and I would run as a Republican. And I have a lot of confidence in the Republican Party. I don’t have a lot of confidence in the president. I think what’s happening to this country is unbelievably bad. We’re no longer a respected country.
- Donald Trump
When I was a CEO, the books on management that I read weren’t very much help after the first few months on the job. They were all designed to give you directions on how not to screw up your company.
- Ben Horowitz
I don’t argue when people say that my message is simple, but I believe Jesus’ message was simple. Jesus didn’t go around condemning people.
- Joel Olsteen
I’m a creative guy. And I only do businesses as a result of like I’ve – I’m try to find what my gifts are and give them immediately. As soon as I get them and I understand, I give them back.
- Russell Simmons
Incineration does not equal human digestion, eating a fireplace log will not store the same number of calories as burning one will produce.
- Timothy Ferriss
Always treat your employees exactly as you want them to treat your best customers.
- Stephen R. Covey
Why don’t you start believing that no matter what you have or haven’t done, that your best days are still out in front of you.
- Joel Olsteen
It is always more easy to discover and proclaim general principles than to apply them.
- Winston Churchill
There is so much media now with the Internet and people, and so easy and so cheap to start a newspaper or start a magazine, there’s just millions of voices and people want to be heard.
- Rupert Murdoch
Insufficient Education (not formal education).
- Napoleon Hill
In motivating people, you’ve got to engage their minds and their hearts. I motivate people, I hope, by example – and perhaps by excitement, by having productive ideas to make others feel involved.
- Rupert Murdoch
America gets its opinions from advertising.
- Phil Knight
3D is a way of organizing things, particularly as we’re getting much more media information on the computer, a lot more choices, a lot more navigation than we’ve ever had before.”-Bill Gates, Entrepreneur and founder of Microsoft
- Bill Gates
And if I were the president, I’d go out there and I’d emphasize the things I have done, and I’d say, ‘Some things haven’t worked, and I’m sorry about that, but I keep trying.’ And I’m – and I think the president is a very viable candidate, and you’re going to have a real horse race here no matter who the Republican nominee is.
- Michael Bloomberg
When we think about online learning, it’s such ‘early days.’ Bill Gates is a wildly smart insightful guy. Yet, even a guy as smart and insightful as that, 30 years ago can say things like, ‘Who’s every going to need more than 640K of memory?’
- Reed Hastings
I believe that when you think of the negative, and you get up discouraged – ‘There’s nothing good in my future’ – I really believe it almost ties the hands of God. God works where there’s an attitude of faith. I believe faith is all about hope.
- Joel Olsteen
We’re running the company to serve more people.
- Mark Zuckerberg
Be a peg, hammered into the frozen ground, immovable.
- Winston Churchill
Animation can explain whatever the mind of man can conceive. This facility makes it the most versatile and explicit means of communication yet devised for quick mass appreciation.
- Walt Disney
What separates the winners from the losers is how a person reacts to each new twist of fate.
- Donald Trump
The only way to get the best of an argument is to avoid it.
- Dale Carnegie
Nonviolence means avoiding not only external physical violence but also internal violence of spirit. You not only refuse to shoot a man, but you refuse to hate him.
- Martin Luther King Jr.
The right quote can inspire people to change their ways.
- Zig Ziglar
The only way to solve the problem of Boko Haram is to create jobs.
- Aliko Dangote
He possessed a sense of calling in both religion and business, with Christianity and capitalism forming the twin pillars of his life.
- Ron Chernow
Solitary trees, if they grow at all, grow strong.
- Winston Churchill
You must capture and keep the heart of the original and supremely able man before his brain can do its best.
- Andrew Carnegie
The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand.
- Vince Lombardi
The wars of people will be more terrible than those of kings.
- Winston Churchill
[On the first twitter tweet] The first tweet that was actually written by a human was by me and it was inviting co-workers.
- Jack Dorsey
In the course of my life, I have often had to eat my words, and I must confess that I have always found it a wholesome diet.
- Winston Churchill
Chance made us sisters. Hearts made us friends.
- Zig Ziglar
You may not realize initially how many other opportunities are wrapped up inside the first one. After you go through the first door, you’ll then discover more doors automatically opening behind that one. One door leads you to another door, which leads to another door, and so one. It’s like ten other boxes packed inside one box. The initial door that God opens is your access to more opportunities. But you must be willing to walk through the first one to get to the other good things God has for you.
- George Foreman
It is the primary right of men to die and kill for the land they live in, and to punish with exceptional severity all members of their own race who have warmed their hands at the invaders’ hearth.
- Winston Churchill
A peace talk is always difficult, always complicated.
- Jack Ma
The market is fast-moving, fast-growing. Things that are true today may not be true tomorrow.
- Robin Li
In order to sell a product or a service, a company must establish a relationship with the consumer. It must build trust and rapport. It must understand the customer’s needs, and it must provide a product that delivers the promised benefits.
- Jay Conrad Levinson
SPAM is taking e-mail, which is a wonderful tool, and exploiting the idea that it’s very inexpensive to send mail.
- Bill Gates
The reason we love our parents is because they loved us first. Every single company should take this advice.
- Gary Vaynerchuk
If the human race wishes to have a prolonged and indefinite period of material prosperity, they have only got to behave in a peaceful and helpful way toward one another.
- Winston Churchill
I really enjoy finding the right word, creating a good, flowing sentence. I enjoy the rhythm of the words.
- Steve Martin
I hate nobody except Hitler–and that is professional.
- Winston Churchill
I don’t think we like the precedent of it, and so we’re fighting it. I think we’re right.
- Sergey Brin
You can’t have a rigid view that all new taxes are evil.
- Bill Gates
The difference between appreciation and flattery? That is simply. One is sincere and the other insincere. One comes from the heart out, the other from the teeth out. One is unselfish, the other selfish. One is universally admired, the other universally condemned.
- Dale Carnegie
Don’t fall in love with your wit. Your cleverly turned phrase may not, as you hope, show off how much gray matter you have, especially if the phrase is at someone else’s expense.
- Harvey Mackay
The hazards of imitative competition may partially explain why individuals with an Asperger’s-like social ineptitude seem to be at an advantage in Silicon Valley today.
- Peter Thiel
The McDonald brothers were simply not on my wavelength at all. I was obsessed with the idea of making McDonald’s the biggest and the best. They were content with what they had, they didn’t want to be bothered with more risks and more demands.
- Ray Kroc
When enough people care about autism or diabetes or global warming, it helps everyone, even if only a tiny fraction actively participate.
- Seth Godin
Enforce functional training by withholding new employee requisitions. As Andy Grove writes, there are only two ways for a manager to improve the output of an employee: motivation and training. Therefore, training should be the most basic requirement for all managers in your organization. An effective way to enforce this requirement is by withholding new employee requisitions from managers until they’ve developed a training program for the TBH, “To Be Hired.”
- Ben Horowitz
Before spending time on a stress-inducing question or problem, consider this: If you can’t define it or act upon it, forget it.
- Timothy Ferriss
The misconception that aid falls straight into the hands of dictators largely stems from the Cold War era.
- Bill Gates
VaynerMedia filters the world how humans interact. This is how people are going to make buying decisions.
- Gary Vaynerchuk
Don’t worry about failure, you only have to be right once.
- Drew Houston
I remember one time I didn’t want to spend any money on motels so we all slept in sleeping bags on the floor of one of our guys’ houses. His furniture hadn’t gotten there yet.
- Sam Walton
People who enjoy what they are doing invariably do it well.
- Joe Gibbs
When times are bad is when you want to build! Why wait for things to pick up so everything will cost more?
- Ray Kroc
Creativity dies in an indisciplined environment.
- James C. Collins
Maybe I was accepted to Harvard only because of my tennis skills, since I definitively had no great academic achievements. I was 17 and only thought about surfing and playing tennis. I had almost never left Rio de Janeiro and had never been to the United States.
- Jorge Paulo Lemann
Would you believe that in 2011 and 2012, Nigeria paid $30 billion in subsidy, money which would have been used to build at least 20 refineries?
- Aliko Dangote
Want of foresight, unwillingness to act when action would be simple and effective, lack of clear thinking, confusion of counsel until the emergency comes, until self-preservation strikes its jarring gong – these are the features which constitute the endless repetition of history.
- Winston Churchill
Instead of choosing to focus in the liability column, I chose to focus in the asset column.
- Robert Kiyosaki
When you have one million dollars, you’re a lucky person. When you have 10 million dollars, you’ve got trouble, a lot of headaches. When you have more than one billion dollars, or a hundred million dollars, that’s a responsibility you have – it’s the trust of people on you, because people believe you can spend money better than the others.
- Jack Ma
That’s an issue dear to my heart, because I was born in the Soviet Union during the communist era.
- Sergey Brin
The only thing that makes people and organizations great is their willingness to be not great along the way. The desire to fail on the way to reaching a bigger goal is the untold secret of success.
- Seth Godin
Mentorship is a pain free way to learn.
- Paul Pressey
The doctors actually told my family there was a five percent chance of me living.
- Ed Clark
A company is stronger if it is bound by love rather than by fear.
- Herb Kelleher
Every moment in business happens only once. The next Bill Gates will not build an operating system. The next Larry Page or Sergey Brin won’t make a search engine. And the next Mark Zuckerberg won’t create a social network. If you are copying these guys, you aren’t learning from them.
- Peter Thiel
When the friendly jailer gave Socrates the poison cup to drink, the jailer said: Try to bear lightly what needs must be. Socrates did. He faced death with a calmness and resignation that touched the hem of divinity.
- Dale Carnegie
If you have integrity, nothing else matters. If you don’t have integrity, nothing else matters.
- Harvey Mackay
A good intention, with a bad approach, often leads to a poor result.
- Thomas Edison
It is always your next move.
- Napoleon Hill
I’m from the country and I like it that way.
- Tracy Byrd
If we are so contemptibly selfish that we can’t radiate a little happiness and pass on a bit of honest appreciation without trying to get something out of the other person in return – if our souls are no bigger than sour crab apples, we shall meet with the failure we so richly deserve.
- Dale Carnegie
Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are.
- Andrew Carnegie
Wealth won’t give you satisfaction, creating a good product that’s well received by users is what matters most.
- Ma Huateng
Nations that went down fighting rose again, but those who surrendered tamely were finished.
- Winston Churchill
I like to get people fired up, fill them with zeal for McDonald’s, and watch the results in their work.
- Ray Kroc
Do not listen to those who weep and complain, for their disease is contagious.
- Og Mandino
I move onward, the only direction Can’t be scared to fail in search of perfection.
- Jay-Z
You can’t buy a good reputation, you must earn it.
- Harvey Mackay
Help young people. Help small guys. Because small guys will be big. Young people will have the seeds you bury in their minds, and when they grow up, they will change the world.
- Jack Ma
Being financially rich and having the ability to live like a millionaire are fundamentally two very different things.
- Timothy Ferriss
Dinner would have been splendid…if the wine had been as cold as the soup, the beef as rare as the service, the brandy as old as the fish, and the maid as willing as the Duchess.
- Winston Churchill
The belief that the world is getting worse, that we can’t solve extreme poverty and disease, isn’t just mistaken. It is harmful.
- Bill Gates
Cisco believes that the Internet, and related technologies, will be a key enabler for India to achieve its goal of becoming a developed nation.
- John Chambers
Google is a small fish in a big pond. We could be swallowed whole at any time. We are not the monopoly that the government is looking for.
- Peter Thiel
An organization’s ability to learn, and translate that learning into action rapidly, is the ultimate competitive advantage.
- Jack Welch
It really matters whether people are working on generating clean energy or improving transportation or making the Internet work better and all those things. And small groups of people can have a really huge impact.
- Larry Page
People want to watch whatever video they want to watch whenever they want to watch. If you provision your Internet infrastructure adequately, you can do that.
- Bill Gates
I was taken by the power that savoring a simple cup of coffee can have to connect people and create community.
- Howard Schultz
Of my mental cycles, I devote maybe ten percent to business thinking. Business isn’t that complicated. I wouldn’t want to put it on my business card.
- Bill Gates
A motivated employee treats the customer well. The customer is happy, so (he keeps) coming back, which pleases the shareholder.
- Herb Kelleher
It’s almost unfathomable how much I still have to learn. Learning never ends…I always have another mountain to climb is what keeps you going.
- David Novak
As kids, we all worked for the company in one way or another. I got to work behind the candy counter or run the popcorn stand when I was five years old. The business was part of life, and it was always included in the dinner conversation. We learned a lot about the debt it took to open new stores, and I worried about it. I remember confiding to my girlfriend one time – crying and saying, I don’t know what we’re going to do. My daddy owes so much, and he won’t quit opening.
- Alice Walton
When everything seems to be going against you, remember that the airplane takes off against the wind, not with it.
- Henry Ford
We hold nearly 20 percent of our household’s wealth in transaction securities such as publicly traded stocks and mutual funds. But we rarely sell our equity investments. We hold even more in our pension plans. On average, 21 percent of our household’s wealth is in our private businesses.
- Thomas J Stanley
Crowded classrooms and half-day sessions are a tragic waste of our greatest national resource – the minds of our children.
- Walt Disney





