It all comes down to interest rates. As an investor, all you’re doing is putting up a lump-sump payment for a future cash flow.
- Ray Dalio
Notable Quotables
The only thing we know about the future is that it will be different.
- Peter Drucker
Reviewing what you have learned and learning anew, you are fit to be a teacher.
- Confucius
The indefiniteness of finance can be bizarre. Think about what happens when successful entrepreneurs sell their company. What do they do with the money? In a financialized world, it unfolds like this: • The founders don’t know what to do with it, so they give it to a large bank. • The bankers don’t know what to do with it.
- Peter Thiel
Great leaders are almost always great simplifiers, who can cut through argument, debate and doubt to offer a solution everybody can understand.
- Colin Powell
Action springs out of what we fundamentally desire.
- Dale Carnegie
I’ve been to Disneyland, like, 10 times. I’m getting really tired of Disneyland.
- Elon Musk
Sometimes we look at gay being a bigger sin than being proud or not telling the truth. I don’t think God categorizes sins.
- Joel Olsteen
Research what they did, how they did it and how you can do it better.
- Jack Nadel
If change is happening on the outside faster than on the inside the end is in sight.
- Jack Welch
If Warren Buffett made his money from ordinary income rather than capital gains, his tax rate would be a lot higher than his secretary’s. In fact a very small percentage of people in this country pay a big chunk of the taxes.
- Michael Bloomberg
The world has changed – through technology, through wine-making techniques, the quality of wine is greater than it’s ever been. Whereas ten, fifteen years ago it was very easy to find lots of bad wine, it’s kind of hard now. The technology, the science – it’s like, are you kidding? We’re in the golden years of wine!
- Gary Vaynerchuk
If I had to do it over again, I would have done the same but earlier. It is never too early to start something. The sooner you begin, the sooner you get your experience.
- Warren Buffett
Dost thou love life? Then do not squander time, for that is the stuff life is made of.
- Benjamin Franklin
Everybody understands the market in this area is consolidating.
- John Chambers
The only way I can get you to do anything is by giving you what you want.
- Dale Carnegie
Everybody has a calling. And your real job in life is to figure out as soon as possible what that is, who you were meant to be, and to begin to honor that in the best way possible for yourself.
- Oprah Winfrey
I have nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the most grievous kind. We have before us many, many long months of struggle and of suffering. You ask, what is our aim? I can answer in one word: Victory. Victory at all costs—Victory in spite of all terror—Victory, however long and hard the road may be, for without victory there is no survival. But I take my task with buoyancy and hope. Come, then, let us go forward with our united strenght.
- Winston Churchill
My dad encouraged us to fail. Growing up, he would ask us what we failed at that week. If we didn’t have something, he would be disappointed. It changed my mindset at an early age that failure is not the outcome, failure is not trying. Don’t be afraid to fail.
- Sara Blakely
Often the best way to develop workers – when you are sure they have the character and think they have the ability – is to take them to a deep place, throw them in and make them sink or swim.
- John D. Rockefeller
It’s our faith that activates the power of God.
- Joel Olsteen
It was this desire for a feeling of importance that led an uneducated, poverty-stricken grocery clerk to study some law books he found in the bottom of a barrel of household plunder that he had bought for fifty cents. You have probably heard of this grocery clerk. His name was Lincoln.
- Dale Carnegie
Too often the investment in people stops there.
- Ben Horowitz
He who lives by the crystal ball will eat shattered glass.
- Ray Dalio
God himself, sir, does not propose to judge man until the end of his days. Why should you and I?
- Dale Carnegie
I’m not a politician. I only want to help relieve the suffering in communities, and I want to help people see their community in each other.
- Russell Simmons
Goals enable you to do more for yourself and others, too.
- Zig Ziglar
It’s important to supplement a great product vision with a strong discipline around the metrics, but if you substitute metrics for product vision, you will not get what you want.
- Ben Horowitz
We did it Disneyland, in the knowledge that most of the people I talked to thought it would be a financial disaster – closed and forgotten within the first year.
- Walt Disney
Buda dijo: El odio nunca es vencido por el odio sino por el amor, y un malentendido no termina nunca gracias una discusión sino gracias al tacto, la diplomacia, la conciliación, y un sincero deseo de apreciar el punto de vista de los demás.
- Dale Carnegie
Whatever the mind of man creates, should be controlled by man’s character.
- Thomas Edison
It is a good thing for an uneducated man to read books of quotations.
- Winston Churchill
People forget already how much utility they get out of the Internet – how much utility they get out of e-mail, how much utility they get out of even simple things like brochureware online.
- Jeff Bezos
A man, as a general rule, owes very little to what he was born with.
- Alexander Graham Bell
Whenever you go out-of-doors, draw the chin in, carry the crown of the head high, and fill the lungs to the utmost; drink in the sunshine; greet your friends with a smile, and put soul into every handclasp. Do not fear being misunderstood and do not waste a minute thinking about your enemies. Try to fix firmly in your mind what you would like to do; and then, without veering off direction, you will move straight to the goal. Keep your mind on the great and splendid things you would like to do, and then, as the days go gliding away, you will find yourself unconsciously seizing upon the opportunities that are required for the fulfillment of your desire, just as the coral insect takes from the running tide the element it needs. Picture in your mind the able, earnest, useful person you desire to be, and the thought you hold is hourly transforming you into that particular individual . . . Thought is supreme. Preserve a right mental attitude – the attitude of courage, frankness, and good cheer. To think rightly is to create. All things come through desire and every sincere prayer is answered. We become like that on which our hearts are fixed. Carry your chin in and the crown of your head high. We are gods in the chrysalis.
- Dale Carnegie
To remain a credible leader, I must always work first, hardest, and longest on changing myself. This is neither easy nor natural, but it is essential.
- John C. Maxwell
Learn from the past, but don’t live there. Build on what you know so that you don’t repeat mistakes. Resolve to learn something new every day. Because every 24 hours, you have the opportunity to have the best day of your company’s life.
- Harvey Mackay
One who works their tail off because they hate working for other people so much, but who has no concept of what they are doing and who justifies their poverty when anyone more successful gives them advice by saying their business is different.
- Clay Clark
[On the three keys to Twitter’s success.] The first lesson: Draw. The most important thing you can do with an idea: get it out of your head. Second lesson: Luck. Be able to recognize when luck is happening around you. Third lesson: iteration. Originally Twitter asked ‘What’s your status?’ Bonus fourth lesson: know when to stop. Sometimes put the idea away, that idea will often emerge later.
- Jack Dorsey
The knowledge worker is not poverty-prone. He is in danger of alienation, to use the fashionable word for boredom, frustration, and silent despair.
- Peter Drucker
My wife and I tried to breakfast together, but we had to stop or our marriage would have been wrecked.
- Winston Churchill
I’ve seen executives improve their performance and skill sets, I’ve never seen one lose the support of the organization and then regain it.
- Ben Horowitz
You can’t learn in school what the world is going to do next year.
- Henry Ford
A first-generation fortune is the most likely to be given away, but once a fortune is inherited it’s less likely that a very high percentage will go back to society.
- Bill Gates
I think the positive competition between states in India is one of the most positive dynamics that the country has.
- Bill Gates
Without promotion, something terrible happens… nothing!
- P.T. Barnum
There’s plenty of room at the top but not enough room to sit down.
- Zig Ziglar
If you treat the future as something definite, it makes sense to understand it in advance and to work to shape it.
- Peter Thiel
Let’s test the Shakespearean model in the real world. Imagine a production called Gates and Schmidt, based on Romeo and Juliet. Montague is Microsoft. Capulet is Google. Two great families, run by alpha nerds, sure to clash on account of their sameness.
- Peter Thiel
You have to motivate yourself with challenges. That’s how you know you’re still alive.
- Jerry Seinfeld
Destiny is not a matter of chance. It is a matter of choice.
- Dale Carnegie
Freedom does not come automatically, it is achieved. And it is not gained in a single bound
- Rollo May
A brand is something that has a clear-cut identity among consumers, which a company creates by sending out a clear, consistent message over a period of years until it achieves a critical mass of marketing.
- Phil Knight
You will either look back in life and say, I wish I had, or, I’m glad I did.
- Zig Ziglar
Every morning brings new potential, but if you dwell on the misfortunes of the day before, you tend to overlook tremendous opportunities.
- Harvey Mackay
All labor that uplifts humanity has dignity and importance and should be undertaken with painstaking excellence.
- Martin Luther King Jr.
Every day you may make progress. Every step may be fruitful. Yet there will stretch out before you an ever-lengthening, ever-ascending, ever-improving path. You know you will never get to the end of the journey. But this, so far from discouraging, only adds to the joy and glory of the climb.
- Winston Churchill
The local property leasing market generally experienced a slowdown and rental was subject to downward pressure. However, the investment properties of the [Henderson] Group are represented mainly by shopping podiums located in the new towns and these properties were less affected as compared with the retail shopping premises located in the urban areas.
- Lee Shau Kee
In practice, a large market will either lack a good starting point or it will be open to competition.
- Peter Thiel
Most discussions of decision making assume that only senior executives make decisions or that only senior executives’ decisions matter. This is a dangerous mistake.
- Peter Drucker
Newport Center has become a Mediterranean town. The climate here is the same as the Mediterranean’s, and so is the architecture. This center exudes a radiance, an energy. It will become a special way of life for everyone.
- Donald Bren
I have no use for people who throw their weight around as celebrities, or for those who fawn over you just because you are famous.
- Walt Disney
Manufacture, don’t just trade. There’s money in manufacturing even though it is capital intensive.
- Aliko Dangote
But Governments and peoples do not always take rational decisions. Sometimes they take mad decisions, or one set of people get control who compel all others to obey and aid them in folly.
- Winston Churchill
I value self-discipline, but creating systems that make it next to impossible to misbehave is more reliable than self-control.
- Timothy Ferriss
It’s important to be willing to make mistakes. The worst thing that can happen is you become memorable.
- Sara Blakely
I think that any wealth creates a sense of trusteeship… it is characteristic of the new generation which has created wealth to have some amount of responsibility for it.
- Azim Premji
It’s no secret that we were sticking just above every nickel we had on the chance that people would really be interested in something totally new and unique in the field of entertainment.
- Walt Disney
I try to build a full personality for each of our cartoon characters – to make them personalities.
- Walt Disney
Customers will not come just because you build it. You have to make that happen, and it’s harder than it looks.
- Peter Thiel
There comes a precious moment in all of our lives when we are tapped on the shoulder and offered the opportunity to do something very special that is unique to us and our abilities, what a tragedy it would be if we are not ready or willing.
- Winston Churchill
Husbands and wives, first be faithful to each other. Second, keep the romance going all of your life by courting each other every day.
- Zig Ziglar
If you really believe that you’re making a difference and that you can leave a legacy of better schools and jobs and safer streets, why would you not spend the money? The objective is to improve the schools, bring down crime, build affordable housing, clean the streets – not to have a fair fight.
- Michael Bloomberg
I readily absorb ideas from every source, frequently starting where the last person left off.
- Thomas Edison
Some companies out there quote a start of production that is substantially in advance of when customers get their cars.
- Elon Musk
Don’t equate activity with efficiency. You are paying your key people to see the big picture. Don’t let them get bogged down in a lot of meaningless meetings and paper shuffling. Announce a Friday afternoon off once in a while. Cancel a Monday morning meeting or two. Tell the cast of characters you’d like them to spend the amount of time normally spent preparing for attending the meeting at their desks, simply thinking about an original idea.
- Harvey Mackay
I have the best job I could possibly have.
- Michael Bloomberg
Inflation is taking up the poverty line, and poverty is not just economic but defined by way of health and education.
- Azim Premji
People need a goal to galvanize them.
- Napoleon Hill
We are consolidating our position as one of the leading technology companies in the automotive industry. Research and development expenditure of another 6 percent of our sales or around €2.1 billion is fueling our capacity for innovation. There are very few companies in the industry that are able to operate in these dimensions.
- Elmar Degenhart
Persistent people are able to visualize the idea of light at the end of the tunnel when others can’t see it.
- Seth Godin
The future may be made up of many factors but where it truly lies is in the hearts and minds of men. Your dedication should not be confined for your own gain, but unleashes your passion for our beloved country as well as for the integrity and humanity of mankind.
- Li Ka-shing
Pain, suffering, death I feel. Something terrible has happened. Young Skywalker is in pain. Terrible pain.
- Yoda
If you decide that you’re going to do only the things you know are going to work, you’re going to leave a lot of opportunity on the table.
- Jeff Bezos
It is not enough that we do our best, sometimes we must do what is required.
- Winston Churchill
To find the right things, we’ll need to go to the garden.
- Timothy Ferriss
After relating with the prospect compliment them by using what you have listened to during rapport building.
- Bryan Smith
Ultimately, the goal of any public relations campaign is to either reorient or solidify the perception of a product, client, policy or event. From there nature takes its course. If the public perceives the product as good, the movie stars as sexy, the pet rock as indispensable, then the public will fork over its money. One will succeed in a P.R. campaign only if the perception fostered truly resonates with the public. People respect wisdom but obey pain.
- Michael Levine
Watching how customers actually use a product provides much more reliable information than can be gleaned from a verbal interview or a focus group.
- Clayton M. Christensen
Here was a place where real things were going on. Here was a scene of vital action. Here was a place where anything might happen. Here was a place where something would certainly happen.
- Winston Churchill
Ohhh. Great warrior.Wars not make one great.
- Yoda
Men of age object too much, consult too long, adventure too little, repent too soon, and seldom drive business home to the full period, but content themselves with a mediocrity of success.
- Dale Carnegie
Confidence in our own independence of mind. But advertising doesn’t exist to make you buy a product right away, it exists to embed subtle impressions that will drive sales later. Anyone who can’t acknowledge its likely effect on himself is doubly deceived.
- Peter Thiel
I try to speak in everyday language. I feel like God has gifted me to take Bible principles and make them practical.
- Joel Olsteen
Create a definite plan for carrying out your desire and begin at once, whether you are ready or not to put this plan into action.
- Napoleon Hill
The wealthy class often looks down on the poor as those people. And deprived people view the rich as cold and heartless. The way to break down the barrier between the rich and poor is to asociate with each other and to help one another. Make a connection. If you can break down the barrier, it may pave the way to recovery for some person, a family, maybe an entire community.
- George Foreman
I read the paper every day and the Bible every day, that way I know what both sides are up to.
- Zig Ziglar
Great bosses and world-class organizations hire motivated people, set high expectations, and give their people room to become remarkable.
- Seth Godin
The balloons only have one life and the only way of finding out whether they work is to attempt to fly around the world.
- Richard Branson
[On American running shoes] They cost five bucks and gave you blood blisters after five miles. Adidas was taking advantage. And at $30 a pair, Adidas was making a killing.
- Phil Knight





