What I’m trying to say is that for the average investor, what I would encourage them to do is to understand that there’s inflation and growth. It can go higher and lower and to have four different portfolios essentially that make up your entire portfolio that gets you balanced.
- Ray Dalio
Notable Quotables
Nigeria has moved into low-middle-income, but their north is very poor, and the health care systems there have broken down.
- Bill Gates
Freely chosen, discipline is absolute freedom.
- James C. Collins
Lack of A Well Defined Power of Decision.
- Napoleon Hill
‘We are interested in others when they are interested in us.
- Publilius Syrus
Every day you may make progress. Every step may be fruitful. Yet there will stretch out before you an ever-lengthening, ever-ascending, ever-improving path. You know you will never get to the end of the journey. But this, so far from discouraging, only adds to the joy and glory of the climb.
- Winston Churchill
In a litigation-happy society, clear agreements often prevent small disagreements from becoming big ones.
- Harvey Mackay
A market is never saturated with a good product, but it is very quickly saturated with a bad one.
- Henry Ford
At the very beginning I actually felt a bit nervous. I didn’t have much experience in gaming.
- Lui Che Woo
Make it just like a Mac.
- Bill Gates
MARCH 25 From Glory to Glory But we all, with open face beholding as in a glass the glory of the Lord, are changed into the same image from glory to glory, even as by the Spirit of the Lord. 2 CORINTHIANS 3:18 KJV THE SCRIPTURE SAYS we are God’s workmanship” (Ephesians 2:10), which implies that you are a work in progress.” Throughout our lives, God is continually shaping us into the people He wants us to be. The key to future success is to not be discouraged about your past or present while you are in the process of being completed.” God loves you unconditionally. You may not understand everything you are going through right now. But hold your head high, knowing that God is in control and He has a great plan and purpose for your life. Your dreams may not have turned out exactly as you’d hoped, but the Bible says that God’s ways are better and higher than our ways.
- Joel Olsteen
The first rule of the C.E.O. psychological meltdown is ‘Don’t talk about the psychological meltdown.’
- Ben Horowitz
Choose a job that you like, and you will never have to work a day in your life.
- Confucius
Diversification is a protection against ignorance. It makes very little sense for those who know what they’re doing.
- Warren Buffett
Any fool can criticise, condemn and complain – and most fools do. But it takes character and self-control to be understanding and forgiving.
- Dale Carnegie
Charity is injurious unless it helps the recipient to become independent of it.
- John D. Rockefeller
If you can get just one distribution channel to work, you have a great business. If you try for several but don’t nail one, you’re finished.
- Peter Thiel
Faith in the endgame helps you live through the months or years of buildup.
- James C. Collins
RULE 2. Leaders make sure people not only see the vision, they live and breathe it.
- Jack Welch
Logic, like science, must be the servant and not the master of man.
- Winston Churchill
If you want a successful business, your people must feel that you are working for them—not that they are working for you.
- Sam Walton
All successful people men and women are big dreamers. They imagine what their future could be, ideal in every respect, and then they work every day toward their distant vision, that goal or purpose.
- Brian Tracy
People don’t care about what someone says about you in a movie – or even what you say, right? They care about what you build. And if you can make something that makes people’s life better, then that’s something that’s really good.
- Mark Zuckerberg
As a comedian, I found this thing, this profession, that suits my mind and life force. To drop it to do something else? I just don’t get that.
- Jerry Seinfeld
[Less than a week after founding the forerunner to Nike] I forgot to make it part of the original agreement, but I think it ought to be made explicit: There will be no pissing on partners in the shower.
- Phil Knight
Simple works, complex fails.
- Timothy Ferriss
Inability to make decisions is one of the principal reasons executives fail. Deficiency in decision-making ranks much higher than lack of specific knowledge or technical know-how as an indicator of leadership failure.
- John C. Maxwell
I have a particular relationship with Vinod Khosla because he’s got a lot of very interesting science-based energy startups.
- Bill Gates
Imagine if you had baseball cards that showed all the performance stats for your people: batting averages, home runs, errors, ERAs, win/loss records. You could see what they did well and poorly and call on the right people to play the right positions in a very transparent way.
- Ray Dalio
Efforts and courage are not enough without purpose and direction.
- John F. Kennedy
Some people, through luck and skill, end up with a lot of assets. If you’re good at kicking a ball, writing software, investing in stocks, it pays extremely well.
- Bill Gates
Nothing would be more fatal than for the Government of States to get in the hands of experts. Expert knowledge is limited knowledge, and the unlimited ignorance of the plain man who knows where it hurts is a safer guide than any rigorous direction of a specialized character.
- Winston Churchill
We have more than six and one-half times the level of wealth of our non-millionaire neighbors, but, in our neighborhood, these non-millionaires outnumber us better than three to one. Could it be that they have chosen to trade wealth for acquiring high-status material possessions?
- The Millionaire Next Door
I do think there is an important artistic component in what we do. As a technology company I’ve tried to really stress that.
- Larry Page
We will make our products work out of the box.
- Steve Ballmer
I don’t need you to be funny. I don’t want to be entertained.
- Jerry Seinfeld
Good advertising should give the reader essential facts about the product or company advertised and should do so engagingly without trickery or hogwash.
- Leo Burnett
Nobody wants to buy a $60,000 electric Civic. But people will pay $90,000 for an electric sports car.
- Elon Musk
I love comedy. That’s what got me into the arts. I don’t even know how to categorize myself anymore.
- Steve Martin
In some ways, running a successful business is a bit like coaching a football team. The fundamentals of football are blocking and tackling. The fundamentals of a business are it’s governing policies andprocesses. To carry out the metaphor, touchdowns are profits. The best business idea in the world cannot survive bad execution. So when you sit down to develop your workflow, internal policies, and business structure, be merciless, probe for weaknesses and assume that the worst will happen. – Jack Nadel (Author&Entrepreneur)
- Jack Nadel
Diligence is the mother of good luck.
- Benjamin Franklin
[In February 2011 on Square.] Starting a startup after twitter is so much easier than before.
- Jack Dorsey
I do feel, in a sense, the rules of engagement for citizenship has changed, and we must encourage other people to speak up and to take action.
- Howard Schultz
I’m a genetic optimist.
- Jeff Bezos
Every day brings a chance for you to draw in a breath, kick off your shoes, and dance.
- Oprah Winfrey
The good-to-great leaders never wanted to become larger-than-life heroes. They never aspired to be put on a pedestal or become unreachable icons. They were seemingly ordinary people quietly producing extraordinary results.
- James C. Collins
I know for sure that what we dwell on is who we become.
- Oprah Winfrey
If something is important enough, even if the odds are against you, you should still do it.
- Elon Musk
There is nothing so useless as doing efficiently that which should not be done at all.
- Peter Drucker
You have to know what sparks the light in you so that you, in your own way, can illuminate the world.
- Oprah Winfrey
Microsoft’s an important partner for Dell, an important company in the industry.
- Michael Dell
The secret of your success is found in your daily routine
- John Maxwell
I have come to the conclusion that there is only one way under high heaven to get the best of an argument— and that is to avoid it. Avoid it as you would avoid rattlesnakes and earthquakes.
- Dale Carnegie
If you let pride stop you, you will hate life.
- Timothy Ferriss
There is nothing else that so kills the ambitions of a person as criticisms from superiors. I never criticize any-one. I believe in giving a person incentive to work. So I am anxious to praise but loath to find fault. If I like anything, I am hearty in my approbation and lavish in my praise.
- Dale Carnegie
Winners Evaluate Themselves In A Positive Manner And Look For Their Strengths As They Work To Overcome Weaknesses.
- Zig Ziglar
We will be one of the most productive residential developers in China in the next few years.
- Lee Shau Kee
President Bush is endangering our safety, hurting our vital interests, and undermining American values.
- George Soros
You make all kinds of mistakes, but as long as you are generous and true and also fierce, you cannot hurt the world or even seriously distress her.
- Winston Churchill
The short words are best, and the old words are the best of all.
- Winston Churchill
My background educationally is physics and economics, and I grew up in sort of an engineering environment – my father is an electromechanical engineer. And so there were lots of engineery things around me.
- Elon Musk
It is a fine thing to be honest, but it is also very important to be right.
- Winston Churchill
The idea that everyone should slavishly work so they do something inefficiently so they keep their job – that just doesn’t make any sense to me. That can’t be the right answer.
- Larry Page
My wealth is reflected in the price of Severstal, and the number of shares I have in my possession doesn’t have any impact on the company.
- Alexei Mordashov
By far the most difficult skill I learned as a C.E.O. was the ability to manage my own psychology. Organizational design, process design, metrics, hiring and firing were all relatively straightforward skills to master compared with keeping my mind in check.
- Ben Horowitz
Don’t take anyone for granted.
- Jack Dorsey
The time is always right to do what is right.
- Martin Luther King Jr.
I’ve always been amazed by Da Vinci, because he worked out science on his own. He would work by drawing things and writing down his ideas. Of course, he designed all sorts of flying machines way before you could actually build something like that.
- Bill Gates
Winners quit fast, quit often, and quit without guilt.
- Seth Godin
What products in the marketplace are similar? Who else in the marketplace is doing this successfully? How big is the market?
- Jack Nadel
We shall go on to the end. We shall fight on the seas and oceans, we shall defend our island, whatever the cost may be. We shall fight on the beaches, we shall fight on the landing grounds, we shall fight in the fields and in the streets, we shall fight in the hills; we shall never surrender.
- Winston Churchill
Barring serious accidents, if you are not preoccupied with worry and you work hard, you can look forward to a reasonably lengthy existence…. Its not the hard work that kills, its the worrying that kills.
- Thomas Edison
You don’t have to start from scratch to have a massive impact on the world.
- Jack Dorsey
When you’re surrounded by people who share a passionate commitment around a common purpose, anything is possible.
- Howard Schultz
If you have enough push, you don’t have to worry about the pull.
- Zig Ziglar
I shall argue that strong men, conversely, know when to compromise and that all principles can be compromised to serve a greater principle.
- Andrew Carnegie
When I became proficient as a salesman I was invited to teach new hires.
- Zig Ziglar
Much of what passes for quality on British television is no more than a reflection of the narrow elite which controls it and has always thought that its tastes were synonymous with quality.
- Rupert Murdoch
There is a hidden blessing in the most traumatic things we go through in our lives. My brain always goes to, ‘Where is the hidden blessing? What is my gift?
- Sara Blakely
More gold has been mined from the thoughts of men than has been taken from the earth.
- Napoleon Hill
I’m addicted to winning. The more you win, the more you want to win.
- Larry Ellison
Sometimes adversity is what you need to face in order to become successful.
- Zig Ziglar
To me, business isn’t about wearing suits or pleasing stockholders. It’s about being true to yourself, your ideas, and focusing on the essentials.
- Richard Branson
At the same time, you have to look for detractors among the group because one bad seed can be like a leak in the dime that leads to a major flood. The best thing you can do when you find someone like that is to fire him as quickly as possible!
- David Novak
The fishing is best where the fewest go, and the collective insecurity of the world makes it easy for people to hit home runs while everyone else is aiming for base hits. There is just less competition for bigger goals.
- Timothy Ferriss
When people come to Twitter and they want to express something in the world, the technology fades away. It’s them writing a simple message and them knowing that people are going to see it.
- Jack Dorsey
Poor sales rather than bad product is the most common cause of failure.
- Peter Thiel
Mitt – what I speak to Mitt Romney about is jobs. What I speak to Mitt Romney about is China, because he’s got a great view on China and how they’re trying to destroy our country by taking our jobs and making our product and manipulating their currency, so that it makes it almost impossible for our companies to compete.
- Donald Trump
Make it easy to believe.
- Seth Godin
When I jumped off a roof in Cannes in a bee costume, I looked ridiculous. But this is my business; I have to humiliate myself.
- Jerry Seinfeld
Management is all about managing in the short term, while developing the plans for the long term.
- Jack Welch
A blow that would kill a civilized man soon heals on a savage. The higher we go in the scale of life, the greater is the capacity for suffering.
- Dale Carnegie
For all of the most important things, the timing always sucks. Waiting for a good time to quit your job? The stars will never align and the traffic lights of life will never all be green at the same time. The universe doesn’t conspire against you, but it doesn’t go out of its way to line up the pins either. Conditions are never perfect. ‘Someday’ is a disease that will take your dreams to the grave with you. Pro and con lists are just as bad. If it’s important to you and you want to do it ‘eventually’, just do it and correct course along the way.
- Timothy Ferriss
As a rule, theory does not precede practice. Its role is to structure and codify already proven practice. Its role is to convert the isolated and “atypical” from exception to “rule” and “system,” and therefore into something that can be learned and taught and, above all, into something that can be generally applied.
- Peter Drucker
I think so many people are reactive… they see things in a short term way they’re right up against it.
- Ray Dalio
Globalization has made copper and other minerals more valuable, and Ghana and Kenya have recently discovered mineral resources.
- Bill Gates
Art isn’t only a painting. Art is anything that’s creative, passionate, and personal. And great art resonates with the viewer, not only with the creator.What makes someone an artist? I don’t think is has anything to do with a paintbrush. There are painters who follow the numbers, or paint billboards, or work in a small village in China, painting reproductions. These folks, while swell people, aren’t artists. On the other hand, Charlie Chaplin was an artist, beyond a doubt. So is Jonathan Ive, who designed the iPod. You can be an artists who works with oil paints or marble, sure. But there are artists who work with numbers, business models, and customer conversations. Art is about intent and communication, not substances.An artists is someone who uses bravery, insight, creativity, and boldness to challenge the status quo. And an artists takes it personally.That’s why Bob Dylan is an artist, but an anonymous corporate hack who dreams up Pop 40 hits on the other side of the glass is merely a marketer. That’s why Tony Hsieh, founder of Zappos, is an artists, while a boiler room of telemarketers is simply a scam.Tom Peters, corporate gadfly and writer, is an artists, even though his readers are businesspeople. He’s an artists because he takes a stand, he takes the work personally, and he doesn’t care if someone disagrees. His art is part of him, and he feels compelled to share it with you because it’s important, not because he expects you to pay him for it.Art is a personal gift that changes the recipient. The medium doesn’t matter. The intent does.Art is a personal act of courage, something one human does that creates change in another.
- Seth Godin
The most practical, beautiful, workable philosophy in the world won’t work if you won’t.
- Zig Ziglar
I always try to put a seed of hope into people’s hearts. I’m not there to teach them doctrine necessarily, but to let them know that God is a good God, and has a plan for their lives. Hopefully, that will restore their faith, or draw them into faith.
- Joel Olsteen
Certainly I’ll never be able to put myself in the situation that people growing up in the less developed countries are in. I’ve gotten a bit of a sense of it by being out there and meeting people and talking with them.
- Bill Gates





