There are two main drivers of asset class returns – inflation and growth.
- Ray Dalio
Notable Quotables
Do it, and then you will feel motivated to do it.
- Zig Ziglar
The Apple Stores’ sleek minimalist design and close control over the consumer experience, the omnipresent advertising campaigns, the price positioning as a maker of premium goods, and the lingering nimbus of Steve Jobs’s personal charisma all contribute to a perception that Apple offers products so good as to constitute a category of their own.
- Peter Thiel
I think I may not be able to retire.
- Tadashi Yanai
In the 1960s, if you introduced a new product to America, 90% of the people who viewed it for the first time believed in the corporate promise. Then 40 years later if you performed the same exercise, less than 10% of the public believed it was true. The fracturing of trust is based on the fact that the consumer has been let down.
- Howard Schultz
We provide food that customers love, day after day after day. People just want more of it.
- Ray Kroc
Hong Kong has remained a strong financial centre. It has a solid business environment and geographically, it is well located, being next to China. During this time, there is no city that can match it.
- Lee Shau Kee
In hindsight, I slid into arrogance based upon past success.
- Reed Hastings
When my dad founded our church, he used either a globe or a map of the world behind him. It was symbolic of what Christ said: to go forth and preach hope to the world. We believe in the cross, but we just continued with the globe.
- Joel Olsteen
No leader enjoys making the tough decision. We constantly faced severe resistence from even the best people in our organization. I’ve struggled with this problem myself and have often been guilty of not being rigorous enough. Every impulse is to look the other way.
- Jack Welch
Andy Andrews is the best speaker I have ever seen.
- Zig Ziglar
Policosanol: 20–25 mg Alpha-lipoic acid: 100–300 mg (I take 300 mg with each meal, but some people experience acid reflux symptoms with more than 100 mg) Green tea flavanols (decaffeinated with at least 325 mg EGCG): 325 mg Garlic extract: 200 mg
- Timothy Ferriss
When the pressure is on, great leaders are at the their best.
- Napoleon Hill
The Group recorded totals sales of around 3,300 property units from which approximately HK$6,810 million was generated from sales revenues attributable to the Group.
- Lee Shau Kee
Time is wasted because there is so much time available.
- Timothy Ferriss
We had gotten people’s attention. So a lot of American shoe distributors were going to Japan and telling Onitsuka, ‘Well, if this two-bit outfit up in the woods in Oregon can do this kind of business, wait till you get somebody that’s really in the business.
- Phil Knight
Every company must deal decisively with people who don’t perform satisfactorily….Great people, not great strategies are what made it all work (GE).
- Jack Welch
Sometimes put the idea away…
- Jack Dorsey
Well… I graduated from the business school of Northumberland University in Newcastle.
- Alexei Mordashov
Perhaps your quest to be part of building something great will not fall in your business life. But find it somewhere. If not in corporate life, then perhaps in making your church great. If not there, then perhaps a nonprofit, or a community organization, or a class you teach. Get involved in something that you care so much about that you want to make it the greatest it can possibly be, not because of what you will get, but just because it can be done.
- James C. Collins
Men sometimes stumble over the truth, but often pick themselves up and hurry off as though nothing had happened.
- Winston Churchill
We should all grow our own food and do our own waste processing, we really should.
- Bill Gates
Let’s do as General Eisenhower does: let’s never waste a minute thinking about people we don’t like.
- Dale Carnegie
We may get knocked down on the outside, but the key to living in victory is to learn how to get up on the inside.
- Joel Olsteen
Always remember, a cat looks down on man, a dog looks up to man, but a pig will look man right in the eye and see his equal.
- Winston Churchill
I often see teams that maniacally focus on their metrics around customer acquisition and retention. This usually works well for customer acquisition, but not so well for retention. Why? For many products, metrics often describe the customer acquisition goal in enough detail to provide sufficient management guidance. In contrast, the metrics for customer retention do not provide enough color to be a complete management tool. As a result, many young companies overemphasize retention metrics and do not spend enough time going deep enough on the actual user experience. This generally results in a frantic numbers chase that does not end in a great product.
- Ben Horowitz
Listen, son: I am saying this as you lie asleep, one little paw crumpled under your cheek and the blond curls stickily wet on your damp forehead. I have stolen into your room alone. Just a few minutes ago, as I sat reading my paper in the library, a stifling wave of remorse swept over me. Guiltily I came to your bedside. There are the things I was thinking, son: I had been cross to you. I scolded you as you were dressing for school because you gave your face merely a dab with a towel. I took you to task for not cleaning your shoes. I called out angrily when you threw some of your things on the floor. At breakfast I found fault, too. You spilled things. You gulped down your food. You put your elbows on the table. You spread butter too thick on your bread. And as you started off to play and I made for my train, you turned and waved a hand and called, ‘Goodbye, Daddy!’ and I frowned, and said in reply, ‘Hold your shoulders back!’ Then it began all over again in the late afternoon. As I came up the road I spied you, down on your knees, playing marbles. There were holes in your stockings. I humiliated you before your boyfriends by marching you ahead of me to the house. Stockings were expensive – and if you had to buy them you would be more careful! Imagine that, son, from a father! Do you remember, later, when I was reading in the library, how you came in timidly, with a sort of hurt look in your eyes? When I glanced up over my paper, impatient at the interruption, you hesitated at the door. ‘What is it you want?’ I snapped. You said nothing, but ran across in one tempestuous plunge, and threw your arms around my neck and kissed me, and your small arms tightened with an affection that God had set blooming in your heart and which even neglect could not wither. And then you were gone, pattering up the stairs. Well, son, it was shortly afterwards that my paper slipped from my hands and a terrible sickening fear came over me. What has habit been doing to me? The habit of finding fault, of reprimanding – this was my reward to you for being a boy. It was not that I did not love you; it was that I expected too much of youth. I was measuring you by the yardstick of my own years. And there was so much that was good and fine and true in your character. The little heart of you was as big as the dawn itself over the wide hills. This was shown by your spontaneous impulse to rush in and kiss me good night. Nothing else matters tonight, son. I have come to your bedside in the darkness, and I have knelt there, ashamed! It is a feeble atonement; I know you would not understand these things if I told them to you during your waking hours. But tomorrow I will be a real daddy! I will chum with you, and suffer when you suffer, and laugh when you laugh. I will bite my tongue when impatient words come. I will keep saying as if it were a ritual: ‘He is nothing but a boy – a little boy!’ I am afraid I have visualized you as a man. Yet as I see you now, son, crumpled and weary in your cot, I see that you are still a baby. Yesterday you were in your mother’s arms, your head on her shoulder. I have asked too much, too much. Instead of condemning people, let’s try to understand them. Let’s try to figure out why they do what they do. That’s a lot more profitable and intriguing than criticism; and it breeds sympathy, tolerance and kindness. ‘To know all is to forgive all.
- Dale Carnegie
Decisiveness is a characteristic of high performing men and women. Almost any decision is better than no decision at all.
- Brian Tracy
I do think that religion has turned a lot of people off. Part of it is because it was all about the rules and was political. I think now people have a hunger for God, they want to have a relationship, but they don’t want to be called religious. I’m not trying to get them to join my religion, I’m just trying to plant a seed of hope in their heart.
- Joel Olsteen
We’ve had three big ideas at Amazon that we’ve stuck with for 18 years, and they’re the reason we’re successful: Put the customer first. Invent. And be patient.
- Jeff Bezos
I have an excellent memory, a most excellent memory.
- Bill Gates
Your workforce is your most valuable asset. The knowledge and skills they have represent the fuel that drives the engine of business – and you can leverage that knowledge.
- Harvey Mackay
It’s what we wrestle with every single day. The intersection of comfort, danger, and safety. The balancing act between vulnerability and shame. The opportunity (or the risk) to do art. The willingness to take responsibility for caring enough to make a difference and to have a point of view.
- Seth Godin
In the old world, you devoted 30% of your time to building a great service and 70% of your time to shouting about it. In the new world, that inverts.
- Jeff Bezos
Do not let what you cannot do interfere with what you can do.
- John Wooden
The first step is to establish that something is possible, then probability will occur.
- Elon Musk
For me, my father was, and still is, a symbol of qualified persons in the Ministry of Foreign Trade under Soviet conditions.
- Vladimir Potanin
The longer we dwell on our misfortunes, the greater their power to harm us.
- Voltaire
By fighting you never get enough, but by yielding you get more than you expected.
- Dale Carnegie
Consider this: you are today what you believed about yourself yesterday. And you will be tomorrow what you believe about yourself right now.
- Joel Olsteen
No one lives long enough to learn everything they need to learn starting from scratch. To be successful, we absolutely, positively have to find people who have already paid the price to learn the things that we need to learn to achieve our goals.
- Brian Tracy
No man ever achieved worthwhile success who did not, at one time or other, find himself with at least one foot hanging well over the brink of failure.
- Napoleon Hill
Play the game for more than you can afford to lose… only then will you learn the game.
- Winston Churchill
I always saw myself wanting to do something deemed successful and good at the same time.
- Howard Schultz
I don’t generally read a lot of fiction.
- Bill Gates
A knowledge worker, is responsible for actions and decisions which are meant to contribute to the performance capacity of his organization. It is meant for every one of the men I call executives.
- Peter Drucker
You need to take pride in what God has given you.
- Joel Olsteen
When there is no job related stress, you are more aware of your mate and children, if you are a parent.
- Zig Ziglar
We believed we could build a better search. We had a simple idea that not all pages are created equal. Some are more important.
- Sergey Brin
A goal without real consequences is wishful thinking. Good follow-through doesn’t depend on the right intentions. It depends on the right incentives.
- Timothy Ferriss
People are basically the same the world over. Everybody wants the same things – to be happy, to be healthy, to be at least reasonably prosperous, and to be secure. They want friends, peace of mind, good family relationships, and hope that tomorrow is going to be even better than today.
- Zig Ziglar
A movement is thrilling. It’s the work of many people, all connected, all seeking something better.
- Seth Godin
Employers only handle the money – it is the customer who pays the wages.
- Henry Ford
One out of every five page views in the United States is on Facebook!
- Gary Vaynerchuk
the more ‘Yeses’ we can, at the very outset, induce, the more likely we are to succeed in capturing the attention for our ultimate proposal.
- Dale Carnegie
In periods where there is no leadership, society stands still. Progress occurs when courageous, skillful leaders seize the opportunity to change things for the better.
- Harry Truman
If you go to a bad movie, it’s two hours. If you’re in a bad movie, it’s two years.
- Jerry Seinfeld
The danger of the Web is that you can go from idea to public announcement in under ten minutes.
- Seth Godin
Keep costs low and spirits high, and the people of Southwest Airlines will keep LUV in the air.
- Herb Kelleher
It may be true that the law cannot make a man love me, but it can keep him from lynching me, and I think that’s pretty important.
- Martin Luther King Jr.
This is just going to be a great event and we have an outstanding speaker.
- Jack Taylor
A productive employee who is kept busy working at his or her job is far more likely to be happy at that job and less likely to look for employment elsewhere.
- Zig Ziglar
The son has not caught me in bed for 50 years.
- Thomas Jefferson
Nobody is so miserable as he who longs to be somebody and something other than the person he is in body and mind.
- Dale Carnegie
By failing to prepare, you are preparing to fail.
- Benjamin Franklin
I am an optimist. It does not seem too much use being anything else.
- Winston Churchill
And it turns out that tribes, not money, not factories, that can change our world, that can change politics, that can align large numbers of people. Not because you force them to do something against their will. But because they wanted to connect.
- Seth Godin
History recalls the remarkable resilience of the territory’s people.
- Cheng Yu-tung
A company will be most successful if the senior managers optimize for the company’s success (think of this as a global optimization) as opposed to their own personal success (local optimization).
- Ben Horowitz
We ride roughshod over the feelings of others, getting our own way, finding fault, issuing threats, criticising a child or an employee in front of others, without even considering the hurt to the other person’s pride. Whereas a few minutes’ thought, a considerate word or two, a genuine understanding of the other person’s attitude, would go so far toward alleviating the sting!
- Dale Carnegie
I’d learned the hard way that when hiring executives, one should follow Colin Powell’s instructions and hire for strength rather than lack of weakness.
- Ben Horowitz
All who have meditated on the art of governing mankind have been convinced that the fate of empires depends on the education of youth.
- Aristotle
By far the most difficult skill I learned as a C.E.O. was the ability to manage my own psychology. Organizational design, process design, metrics, hiring and firing were all relatively straightforward skills to master compared with keeping my mind in check.
- Ben Horowitz
It doesn’t hurt to ask Actually, it does hurt. It does hurt to ask the wrong way, to ask without preparation, to ask without permission. It hurts because you never get another chance to ask right.
- Seth Godin
The human brain is an incredible pattern-matching machine.
- Jeff Bezos
The kids are a big part of my schedule.
- Bill Gates
Yes, it’s absolutely true that anything worth doing is worth doing poorly – until you can learn to do it well.
- Zig Ziglar
So to hype up PolyGram we placed fake orders for the record into their system by telling retailers and wholesalers to order the 12 inch through PolyGram. PolyGram didn’t own it yet, but we created an appetite for Christmas Rappin that led them to buy it…So in the fall of 1979 Kurtis Blow signed with Mercury Records a division of Polygram Records, making him the first rapper on a major label…Christmas eve 1979 was the first time that I heard Christmas Rappin’ on the radio; I was upstairs at my family’s house. Frankie Crocker the biggest radio DJ in New York played it on WBLS.
- Russell Simmons
I know nothing about technology.
- Jack Ma
We may not always agree with every one of our neighbors. That’s life. And it’s part of living in such a diverse and dense city. But we also recognize that part of being a New Yorker is living with your neighbors in mutual respect and tolerance. It was exactly that spirit of openness and acceptance that was attacked on 9/11, 2001.
- Michael Bloomberg
Great companies have secrets: specific reasons for success that other people don’t see.
- Peter Thiel
My belief and goal is that every professional in the world should be on a service liked LinkedIn.
- Reid Hoffman
It’s flattering to people who stop you and say that you’ve helped them and all. But, again, you know, you’ve got to stay humble because as quick as you came up, you can come down.
- Joel Olsteen
You must focus on WIN. What’s important now.
- Lee Cockerell
I mean, we’ve built a lot of products that we think are good, and will help people share photos and share videos and write messages to each other. But it’s really all about how people are spreading Facebook around the world in all these different countries. And that’s what’s so amazing about the scale that it’s at today.
- Mark Zuckerberg
The best solution is to use both together: Identify the few critical tasks that contribute most to income and schedule them with very short and clear deadlines.
- Timothy Ferriss
Two out of every five people on Earth today owe their lives to the higher crop outputs that fertilizer has made possible.
- Bill Gates
I am both pleased but astonished by the fact that mankind has not yet begun to use all the means and devices that are available for destruction. I hope that such weapons are never manufactured in quantity.
- Thomas Edison
You can’t get too much done in life if you only work on days when you feel good.
- Jerry West
God is a good God, and He gives good things to his children. No matter who has denigrated you or how much pain you’ve experienced in life, no matter how many setbacks you have suffered, you cannot allow yourself to accept that as the way life is supposed to be. No, God has better things in store for you. You must reprogram your mind with God’s word; change that negative, defeated self-image, and start seeing yourself as winning, coming out on top. Start seeing that marriage as restored. See your business as flourishing. See your children as enjoying the good things of God. You must see it through your eyes of faith, and then it will begin to happen.
- Joel Olsteen
[On a small business class taught at university by Frank Shallenberger] Shallenberger started by defining the type of person who was an entrepreneur, and I realized he was talking to me.
- Phil Knight
I feel like my message is to let people know that God is a good God, that He’s on their side, and no matter what happens, He has a great plan for them.
- Joel Olsteen
Since most people have not been taught how to make mistakes and learn from them, they either avoid making mistakes altogether, which is a bigger mistake, or they make a mistake but fail to find the lesson from the mistakes.
- Robert Kiyosaki
Human salvation lies in the hands of the creatively maladjusted.
- Martin Luther King Jr.
New research shows that you will be dead longer than you will be alive.
- Zig Ziglar
I came over from Wal-Mart to help set up Sam’s. Since we were patterned after PRICE CLUBS, sometimes we copied them without exactly knowing what we were doing. We were bringing a West Coast idea to the Midwest, and we didn’t know how it would be received. I remember one idea that didn’t transfer too well. Price Club had a huge stack of wine in front of its stores. We bought the same amound for our stores in the Midwest and we learned the hard way that Midwesterners aren’t exactly wine drinkers. (on competition)
- Ron Loveles
People who are able to lift up others and boost the morale in organization are invaluable, and they are always a tremendous asset to a leader’s inner circle.
- Napoleon Hill
On balance, I am a supporter of the minimum wage going up. We’ve got to be very careful what we wish for because some employers – and there could be a lot of them – will be scared away from hiring new people or creating incremental hours for part-time people as a result of that wage going up.
- Howard Schultz
Take the attitude of a student, never be too big to ask questions, never know too much to learn something new.
- Og Mandino
The number one benefit of information technology is that it empowers people to do what they want to do. It lets people be creative. It lets people be productive. It lets people learn things they didn’t think they could learn before, and so in a sense it is all about potential.
- Steve Ballmer





