Notable Quotables

It all comes down to interest rates. As an investor, all you’re doing is putting up a lump-sump payment for a future cash flow.

- Ray Dalio

Time well spent results in more money to spend, more money to save, and more time to vacation.

- Zig Ziglar

Sometimes your best investments are the ones you don’t make

- Donald Trump

Bill Gates wants people to think he’s Edison, when he’s really Rockefeller. Referring to Gates as the smartest man in America isn’t right… wealth isn’t the same thing as intelligence.

- Larry Ellison

I always want to listen to people and receive good criticism, but I just don’t have to answer to them; I have to answer to God.

- Joel Olsteen

The death of my father is probably the biggest thing that I ever faced. Daddy and I were best friends.

- Joel Olsteen

Few people are logical. Most of us are prejudiced and biased. Most of us are blighted with preconceived notions, with jealousy, suspicion, fear, envy and pride.

- Dale Carnegie

Top academic institutions are wonderful, but there are unrecognized benefits to not coming out of one. Grads from top schools are funneled into high-income 80-hour-per-week jobs, and 15–30 years of soul-crushing work has been accepted as the default path. How do I know? I’ve been there.

- Timothy Ferriss

Nothing sedates rationality like large doses of effortless money

- Warren Buffett

People who don’t take risks generally make about two big mistakes a year. People who do take risks generally make about two big mistakes a year.

- Peter Drucker

If one dream dies, dream another dream. If you get knocked down, get back up and go again.

- Joel Olsteen

Remarkable marketing is the art of building things worth noticing, right into your product or service. Not slapping on marketing as a last-minute add-on, but understanding that if your offering itself isn’t remarkable, it’s invisible.

- Seth Godin

The buyer needs to talk at least 70% of the time.

- Clay Clark

The way management treats associates is exactly how the associates will treat the customers

- Sam Walton

On my grandfather’s tombstone, you will find his favorite Marx quote: “Life is struggle.” I believe that within that quote lies the most important lesson in entrepreneurship: Embrace the struggle.

- Ben Horowitz

In the long run, your human capital is your main base of competition. Your leading indicator of where you’re going to be 20 years from now is how well you’re doing in your education system.

- Bill Gates

Success consists of going from failure to failure without loss of enthusiasm.

- Winston Churchill

The possibilities of creative effort connected with the subconscious mind are stupendous and imponderable. They inspire one with awe.

- Napoleon Hill

The problem with competition is that it takes away the requirement to set your own path, to invent your own method, to find a new way.

- Seth Godin

On average, our total annual realized income is less than 7 percent of our wealth. In other words, we live on less than 7 percent of our wealth.

- Thomas J Stanley

When I first joined the Irvine Company, I realized that less than 11,000 acres were designated as open space in the original master plan, and that just didn’t seem adequate to me. So, I began the lengthy process working with public and community organizations to add more open space.

- Donald Bren

Teaching is the only major occupation of man for which we have not yet developed tools that make an average person capable of competence and performance. In teaching we rely on the ‘naturals’, the ones who somehow know how to teach.

- Peter Drucker

In difficult times, we’re not supposed to quit believing; we’re not supposed to quit growing.

- Joel Olsteen

A great business has to have a conscience. You have to know who you are and who you are not.

- Howard Schultz

The challenge is not just to build a company that can endure, but to build one that is worthy of enduring.

- Jim Collins

If humanity doesn’t land on Mars in my lifetime, I would be very disappointed.

- Elon Musk

A few years ago there was a poll in china to name the greatest man ever. The winner was Mao, but there was a tie for second between [revolutionary hero] Zhou Enlai and Michael Jordan of the Chicago Red Oxen!

- Phil Knight

The Group is well positioned to meet the challenges ahead and will as ever continue to pursue higher growth.

- Cheng Yu-tung

It is my purpose, as one who lived and acted in these days, first to show how easily the tragedy of the Second World War could have been prevented; how the malice of the wicked was reinforced by the weakness of the virtuous…

- Winston Churchill

Inspiration can be found in a pile of junk. Sometimes, you can put it together with a good imagination and invent something.

- Thomas Edison

I love great music and art, but I think ‘cubist’ songs and paintings are hideous.

- Thomas Edison

I thought Microsoft did a lot of things that were good and right building parts of the browser into the operating system. Then I thought it out and came up with reasons why it was a monopoly.

- Steve Wozniak

While formal schooling is an important advantage, it is not a guarantee of success nor is its absence a fatal handicap.

- Ray Kroc

Law and order exist for the purpose of establishing justice and when they fail in this purpose they become the dangerously structured dams that block the flow of social progress.

- Martin Luther King Jr.

When we had seventy-five stores in Arkansas, seventy-five in Missouri, eighty in Oklahoma, whatever, people knew who we were, and everybody except the merchants who weren’t discounting looked forward to our coming to their town.

- Sam Walton

It’s hard to improve public education – that’s clear.

- Bill Gates

Many marriages would be better if the husband and wife clearly understood that they’re on the same side.

- Zig Ziglar

Everybody has equal opportunity, and I think that is true for everything.

- Mukesh Ambani

It’s not about toughness, it’s not about attitude. Companies don’t fail for lack of cash or attitude. Companies fail for lack of brains and effort.

- Mark Cuban

Reading, after a certain age, diverts the mind too much from its creative pursuits. Any man who reads too much and uses his own brain too little falls into lazy habits of thinking.

- Albert Einstein

That was annoying but not entirely unexpected. It’s not a huge shock, given what’s going on down there.

- Ed Clark

Perhaps your quest to be part of building something great will not fall in your business life. But find it somewhere. If not in corporate life, then perhaps in making your church great. If not there, then perhaps a nonprofit, or a community organization, or a class you teach. Get involved in something that you care so much about that you want to make it the greatest it can possibly be, not because of what you will get, but just because it can be done.

- James C. Collins

I seldom read anything that is not of a factual nature because I want to invest my time wisely in the things that will improve my life. Don’t misunderstand; there is nothing wrong with reading purely for the joy of it. Novels have their place, but biographies of famous men and women contain information that can change lives.

- Zig Ziglar

One of [Bill] Bowerman’s more legendary innovations is the Waffle outsole, which he discovered by pouring rubber into a waffle iron.

- Phil Knight

Capitalism has shortfalls. It doesn’t necessarily take care of the poor, and it underfunds innovation, so we have to offset that.

- Bill Gates

Trying to predict the future is like trying to drive down a country road at night with no lights while looking out the back window.

- Peter Drucker

Great companies in the way they work, start with great leaders.

- Steve Ballmer

I think my greatest moment in business was when the first Southwest airplane arrived after four years of litigation, and I walked up to it and I kissed that baby on the lips and I cried.

- Herb Kelleher

I do know this… I seem to reach a lot of previously unchurched people. So many people have told me they never went to church until they heard our message of hope that God is a good God who desires to bless those who are faithful and obedient to Him through Jesus Christ.

- Joel Olsteen

We may not always agree with every one of our neighbors. That’s life. And it’s part of living in such a diverse and dense city. But we also recognize that part of being a New Yorker is living with your neighbors in mutual respect and tolerance. It was exactly that spirit of openness and acceptance that was attacked on 9/11, 2001.

- Michael Bloomberg

Fortunately for India, it has got a growing economy. If it is doing the right things with taxation and focusing on the right areas for human development, it is going to have no problem, over a period of time, taking care of its own needs.

- Bill Gates

Building a better you is the first step to building a better America.

- Zig Ziglar

The boss would be present at the beginning of each session, laying out the rationale for the Work-Out. He or she would also commit to two things: to give an on-the-spot yes or no to 75 percent of the recommendations that came out of the session, and to resolve the remaining 25 percent within thirty days. The boss would then disappear until the end of the session, so as not to stifle open discussion, returning only at the end to make good on his or her promise.

- Jack Welch

You can get everything in life you want if you will just help enough other people get what they want.

- Zig Ziglar

China has set its cultural industries as pillar industries.

- Wang Jianlin

Believe that giving up is the same thing as being realistic.

- Seth Godin

The internet was supposed to homogenize everyone by connecting us all. Instead what it’s allowed is silos of interest.

- Seth Godin

Winners quit fast, quit often, and quit without guilt.

- Seth Godin

It’s flattering to people who stop you and say that you’ve helped them and all. But, again, you know, you’ve got to stay humble because as quick as you came up, you can come down.

- Joel Olsteen

Economic medicine that was previously meted out by the cupful has recently been dispensed by the barrel. These once unthinkable dosages will almost certainly bring on unwelcome after-effects. Their precise nature is anyone’s guess, though one likely consequence is an onslaught of inflation.

- Warren Buffett

I had no idea that being your authentic self could make me as rich as I’ve become. If I had, I’d have done it a lot earlier.

- Oprah Winfrey

Keep the right perspective Some people would love to have your problems. They would gladly trade places with you. They would love to have the job that frustrates you. They would love to sit in traffic in that car you don’t like. They would love to have your husband, who gets on your nerves. They would love to live in the house you think is too small.

- Joel Olsteen

Every day brings a chance for you to draw in a breath, kick off your shoes, and dance.

- Oprah Winfrey

When you do more than you’re paid for, eventually you’ll be paid for more than you do.

- Zig Ziglar

He had all the attributes of a perfect man, and, in my opinion, no finer personality ever existed.

- Thomas Edison

I could never have imagined that firing 67 people on national television would actually make me more popular, especially with the younger generation.

- Donald Trump

I just think people have a lot of fiction. But, you know, I mean, the real story of Facebook is just that we’ve worked so hard for all this time. I mean, the real story is actually probably pretty boring, right? I mean, we just sat at our computers for six years and coded.

- Mark Zuckerberg

The ultimate connection is when you are connected to the creator of the universe.

- Joel Olsteen

There is a hidden blessing in the most traumatic things we go through in our lives. My brain always goes to, ‘Where is the hidden blessing? What is my gift?

- Sara Blakely

Over three hundred years ago Galileo said: You cannot teach a man anything, you can only help him to find it within himself.

- Dale Carnegie

Despite incessant dissappointment, he doggedly pursued a position. Each morning, he left his boardinghouse at eight o’ clock, clothed in a dark suit with a high collar and black tie, to make his rounds of appointed firms. This grimly determined trek went on each day, six days per week for six consecutive weeks, until late in the afternoon. The streets were so hot and hard that he grew footsore from pacing them. His perseverance surely owed something to his desire to end his reliance upon his fickle father. At one point, Bill (his father) suggested that if John didn’t find work he might have to return to the country; the thought of such dependence upon his father made a cold chill run down his spine, Rockefeller later said. Because he approached his job hunt devoid of any doubt or self-pity, he could stare down discouragement. I was working every day at my business –the business of looking for work. I put in my full time at this everyday. He was a confirmed exponent of positive thinking. With almost thirty thousand inhabitants, Cleveland was a boom town that would have thrilled any young man avid for business experience. It had drawn many transplants from New England who had brought along the Puritan mores and Yankee trading culture of their old hometowns. While the streets were largely unpaved and the town lacked a sewage system, Cleveland was expanding rapidly, with immigrants pouring in from Germany and England as well as the Eastern seaboard. The plenty if the Midwest passed through the commercial crossroads of the Western Reserve: coal from Pennsylvania and West Virginia, iron ore from around Lake Superior, salt from Michigan, grain and corn from the plains states. As a port on Lake Erie and the Ohio Canal, Clevelend was a natural hub for transportation networks. When the Cleveland Colombus and Cincinatti Railroad arrived in 1951, it created excellent opportunities for transport by both water and rail, and nobody would more brilliantly exploit these options than John D. Rockefeller. For all the thriving waterfront commerce, the job prospects were momentarily bleak. No one wanted a boy, and very few showed any overwhelming anxiety to talk with me on the subject, said Rockefeller. When he exhausted his list he simply started over from the top and visited several firms two or three times. Another boy might have been crestfallen, but Rockefeller was the sort of stubborn person who only grew more determined with rejection.Then, on the morning of September 26th 1855, he walked into the offices of Hewitt & Tuttle, commission merchants and produce shippers on Mervin Street. He was interviewed by Henry B. Tuttle, the junior partner, who needed help with his books and asked him to return after lunch. Ecstatic, Rockefeller walked with restraint from the office, but when he got downstairs and rounded the corner he skipped down the street in pure joy. Even as an elderly man, he a saw the moment as endowed with high drama: All my future seemed to hinge on that day: and I often tremble when I ask myself the question: What if I had not got the job?In a fever of anxiety, Rockefeller awaited until the noonday meal was over, then returned to the office, where he was interviewed by senior partner Iasacc L. Newton. Owner of a good deal of Cleveland real estate and a mighty capitalist indeed. After scutinizing the boy’s penmanship, he clared we’ll give you a chance. They were evidently in urgent need of an assistant bookkeeper, since they told Rockefeller to hang up his coat and go straight to work without any mention of wages. In those days, it wasn’t unusual for an adolescent to serve an unpaid apprenticeship, and it was three months before John received his first humble retroactive pay. For the rest of his life he would honor September 26th as JOB DAY and celebrate it with more genuine brio than his birthday. One is tempted to say that his real life began on that day, that he was born again in business as he would be in the Erie Street Baptist Mission Church. All the latent dynamism that had been dormant during his country youth would now quicken into robust, startling life in the business world. He was finally liberated from Big Bill (his father), the endless flight from town to town, the whole crazy upside-down world of his boyhood.

- Ron Chernow

The dreams and passions stored within hearts are powerful keys which can unlock a wealth of potential.

- John C. Maxwell

Pareto’s Law can be summarized as follows: 80% of the outputs results from 20% of the inputs.

- Timothy Ferriss

Starbucks has stores in America in many, many communities that are governed by many, many different municipalities. Starbucks cannot dictate to a municipality in Cincinnati or Kansas City or Sacramento how or why or when there should be a recycling program.

- Howard Schultz

Exploring how you could make a bad situation worse can sometimes tell you what not to do.

- Harvey Mackay

A waitress goes up to Winston Churchill and says, ‘Sir, your drunk.’ To which he replies, ‘I may be drunk, miss, but in the morning I will be sober and you will still be ugly.

- Winston Churchill

It was not her sex appeal but the obvious relish with which she devoured the hamburger that made my pulse begin to hammer with excitement.

- Ray Kroc

It is exactly because we are a city that embraces freedom, that welcomes everyone and encourages their dreams, that New York remains on the front lines in the war on terror.

- Michael Bloomberg

The first sign of greatness is when a man does not attempt to look and act great. Before you can call yourself a man at all, Kipling assures us, you must not look too good nor talk too wise.

- Dale Carnegie

I am certainly not one of those who need to be prodded. In fact, if anything, I am the prod.

- Winston Churchill

What the mind of man can conceive and believe, it can achieve.

- Napoleon Hill

In order to have your voice be heard in Washington, you have to make some little contribution.

- Elon Musk

There are some important differences between me and Tony Stark, like I have five kids, so I spend more time going to Disneyland than parties.

- Elon Musk

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